Group Long Term Disability Plan for Employees of Edward D. Jones & Co. L.P. and Hartford Life and Accident Insurance Co. are granted summary judgment on an individual’s claim for wrongful denial of long-term disability benefits. The individual did not exhaust her administrative remedies, but even had she done so, Hartford’s determination that she did not meet the criteria for a physical disability under the terms of the policy was not arbitrary and capricious. The individual was not incapable of performing her job, which included meeting clients, managing finances, and establishing new business. In addition, the medical findings, which included a report by an independent physician, did not support a reduction in work hours. The case is Meyer v. Grp. Long Term Disability Plan for Emps. of Edward D. Jones Co., 2019 BL 387337, C.D. Ill., No. 16-cv-01282-JES-JEH, 10/9/19.