Trump Expands Nontraditional Health Plans on Insurance Exchanges

May 15, 2026, 10:35 PM UTC

The Trump administration finalized a rule Friday permitting low-premium, high-deductible plans on the Obamacare exchanges to last up to 10 years, in addition to certifying plans with no traditional doctor network.

The novel concepts will likely raise legal challenges, adding to a pair of lawsuits the Trump administration is already facing over the Affordable Care Act. It’s the latest sign of how bold Health and Human Services Secretary Robert F. Kennedy, Jr., is willing to be in order to reshape the exchanges.

The Centers for Medicare and Medicaid Services’ rule also reinstates several measures the administration says are needed to ...

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