US Can Be Sued for Unfixed Credit Report Errors, Justices Say

Feb. 8, 2024, 3:08 PM UTC

The US Supreme Court ruled the federal government can be sued for failing to correct inaccurate information that appears on consumer credit reports.

In a unanimous decision on Thursday, the court said the government isn’t immune from being held liable in civil lawsuits for violating the Fair Credit Reporting Act.

The dispute stemmed from a lawsuit Reginald Kirtz brought against the Department of Agriculture after it falsely reported to TransUnion that his Rural Housing Service loans were past due and then failed to correct the error when he disputed it.

The case is Dep’t of Agric. Rural Dev. v. Kirtz, U.S., No. 22-846.


To contact the reporter on this story: Lydia Wheeler in Washington at lwheeler@bloomberglaw.com

To contact the editors responsible for this story: Seth Stern at sstern@bloomberglaw.com; John Crawley at jcrawley@bloomberglaw.com

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