A West Virginia man partly revived a suit against a mortgage lender over its collection practices following his personal bankruptcy discharge, after a federal appeals court found he was still consumer with a debt.
John Koontz failed to provide evidence of false or deceptive representation by SN Servicing Corp. under the Fair Debt Collection Practices Act, according to a Friday decision from the US Court of Appeals for the Fourth Circuit.
He did, however, present adequate information showing the mortgage company engaged in unfair means to collect a debt, the appeals court said, reversing in part a lower court ruling. ...
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