Kohl’s, Capital One Beat Credit Card Customers in Class Suit

A putative class of Kohl’s Department Stores Inc. customers failed to convince the Third Circuit Tuesday that the store acted in bad faith regarding a debt cancellation program for private label credit cards issued by Capital One National Association.

In an unpublished opinion, the U.S. Court of Appeals for the Third Circuit affirmed summary judgment against the proposed class, which asserted claims for breach of the implied covenant of good faith and fair dealing, and unjust enrichment.

When applying for the credit card, customers were prompted to buy a debt cancellation product, Kohl’s Account Ease, which would cancel the balance ...