Debt Collector Violated FDCPA by Failing to Identify Creditor

Debt collector Client Services Inc. violated federal law by failing to identify the name of the creditors to whom the debts were owed in letters sent to a class of Wisconsin debtors who received substantially identical notices from the company, the Seventh Circuit ruled.

The trial court acted within its discretion by allowing the company to violate a stipulation that Chase Bank was the original creditor but that the bank was silent on the identity of the current creditor, the U.S. Court of Appeals for the Seventh Circuit said Tuesday.

Despite the stipulation, the trial court allowed Chase Bank to ...