Debt Collection Suit Against Elmore & Throop Revived by 4th Cir.

Elmore & Throop PC can’t avoid a Fair Debt Collection Practices Act lawsuit alleging the law firm, which was retained to provide collection services to Country Walk Community Association Inc., improperly added attorneys’ fees, costs, and similar charges to home owners’ delinquent accounts, the U.S. Court of Appeals for the Fourth Circuit said Thursday.

The opinion by Judge Barabra Milano Keenan vacated the district court’s order dismissing the lawsuit as untimely, joining the Eighth and Tenth Circuits in holding that each violation of the FDCPA gives rise to a separate claim governed by its own limitations period.

Although plaintiffs Robert ...