Ally to Pay $98 Million to Settle Claims By CFPB, DOJ of Discriminatory Auto Lending

December 23, 2013, 5:00 AM UTC

The Consumer Financial Protection Bureau (CFPB) and the Department of Justice (DOJ) announced a $98 million settlement with Detroit-based Ally Financial Inc. to settle claims of discriminatory lending from the bank’s indirect auto lending program.

The settlement provides $80 million in compensation for consumers and requires Ally to pay $18 million to the CFPB’s Civil Penalty Fund.

The agencies claim that Ally’s indirect financing program, involving more 12,000 car dealerships around the country, charged approximately 235,000 African-American, Hispanic and Asian/Pacific Islander borrowers higher interest rates than non-Hispanic white borrowers.

The bank did not admit or deny the charges, but agreed ...

Learn more about Bloomberg Law or Log In to keep reading:

See Breaking News in Context

Bloomberg Law provides trusted coverage of current events enhanced with legal analysis.

Already a subscriber?

Log in to keep reading or access research tools and resources.