Credit Report Access Claims Survive Against First Premier Bank

A judge rejected First Premier Bank’s renewed motion to dismiss claims that it accessed a man’s credit report without a permissible use.

Plaintiff Thomas Alston alleged First Premier got his credit report without a permissible purpose in violation of the Fair Credit Reporting Act. The law prevents people and companies from improperly obtaining or using individuals’ credit reports.

Judge George J. Hazel for the U.S. District Court for the District of Maryland, Southern Division found Feb. 19 that Alston sufficiently alleged in the motion to dismiss stage that First Premier’s access to his credit report caused him “mental distress and ...