TrueAccord’s Night Debt Collection Email OK Under Consumer Laws

A Florida resident failed to show that debt collection company TrueAccord Corp. sent an unlawful email inquiring about her Verizon Wireless account, a federal district court said in a decision invoking Loper Bright.

Nina Quinn-Davis alleged that TrueAccord’s email violated the Florida Consumer Collection Practices Act by communicating with a debtor between the hours of 9 p.m. and 8 a.m. She also said the email violated the Fair Debt Collections Practices Act, a US statute, which prohibits communicating with a consumer in connection with debt collection at an unusual or inconvenient time.

But the email wasn’t prohibited because communication ...