Miami Condo’s $3 Million Hurricane Damage Insurance Case Revived

Miami-area businesses seeking cash for hurricane damage from insurers need not provide damage estimates beyond what’s required in their policies when seeking additional relief, a federal appeals court ruled.

Florida insurance law doesn’t require property owners to get an independent estimate that conflicts with their insurers’ damage assessment before demanding more cash, unless the underlying insurance policy specifically requires it, a unanimous US Court of Appeals for the Eleventh Circuit panel ruled in a per curiam opinion.

The ruling revives a $3.3 million Hurricane Irma damage claim by the Concourse Plaza Condominium Association against Great Lakes Insurance SE, and reaffirms ...