Keystone Credit Beats FCRA Lawsuit Over Disclosures to Vendor

A lower court properly dismissed a debtor’s proposed class action alleging Keystone Credit Services LLC violated the Fair Credit Reporting Act when it disclosed the debtor’s personal information to its dunning letter printing and mailing service, a divided US appeals court ruled.

Plaintiff Paulette Barclift failed to show that she suffered a concrete injury sufficiently comparable to a harm traditionally recognized as a basis for lawsuits in American courts, a requirement for Article III standing, the US Court of Appeals for the Third Circuit said Friday.

Barclift argued that her injury from the publication of her information to the vendor ...