Holiday Inn Club Avoids Liability for Reports to Credit Agency

Holiday Inn Club Vacations Inc. isn’t liable to two clients for allegedly sending inaccurate debt reports to a credit reporting agency, the Eleventh Circuit said.

Tanethia Holden and Mark Mayer bought timeshares from Holiday Inn but stopped making monthly payments and, citing the terms of their agreements, considered their debt canceled. Holiday Inn reported the debts to Experian Information Solutions Inc.

Holden and Mayer filed individual suits against Holiday Inn under the Fair Credit Reporting Act, claiming that as a furnisher of information to a credit agency, Holiday Inn didn’t reasonably investigate their disputes. The district courts granted Holiday Inn ...