Insurers Add Biometric Exclusions as Privacy Lawsuits Pile Up

Insurers are ramping up efforts to exclude biometric liability coverage as more courts rule they must cover businesses sued for using employees and consumers’ fingerprints and face scans without consent.

Class actions alleging biometric privacy violations are increasing, with billions of dollars in damage awards and settlements at stake in lawsuits against tech companies, nursing homes, retailers, and restaurants.

Meanwhile, since January, four out of seven federal court rulings in Illinois said insurers must cover their policyholders’ biometric litigation expenses.

Insurers aren’t sitting still as more states look to pass laws similar to the landmark Illinois Biometric Information Privacy Act—which ...