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Dental Office Loses Covid Insurance Row in Washington High Court

Aug. 26, 2022, 3:44 PM

A dental office failed in its bid to get insurance coverage for pandemic-related financial losses, after the Washington Supreme Court found the business incurred no property coverage that warrants a payout.

The Olympia, Wash.-based court became the fifth state high court siding with insurers, adding to a vast majority of court rulings nationwide that are denying Covid insurance coverage unless businesses can demonstrate actual property harm.

Concluding that government-ordered closures would cause property damage is “unreasonable,” the Washington Supreme Court ruled Thursday, siding with the insurer, Mutual of Enumclaw.

The insurance policy bought by the dental office, Hill and Stout ...