California Lyft Riders Hit by Insurance Scheme, Class Suit Says

CSAA Insurance Group was sued by a proposed class alleging the carrier charged California Lyft Inc. riders for a robust policy intended to cover accidents involving other at-fault drivers who lack insurance, while secretly providing an illegal policy designed to deny or delay claims.

The policy from CSAA and its subsidiary Mobilitas Insurance Co. of Arizona contains provisions that render the coverage secondary rather than primary, unlawfully exclude entire categories of damages such as medical expenses, and improperly require exhaustion of separate occupational accident insurance before paying out benefits, according to the suit filed Nov. 14 in the US District ...