Obamacare Signups Fall by More Than a Million as Subsidies Lapse

Jan. 13, 2026, 11:28 PM UTC

About 1.4 million fewer people have signed up for Obamacare plans so far compared to last year as a federal tax credit expires and consumers confront significantly higher premiums.

While the drop-off is less severe than projections by the nonpartisan Congressional Budget Office and others, experts warn more attrition is likely in the coming months as consumers face premiums that are, on average, more than doubling.

Through early January, 22.8 million people had signed up for Obamacare plans, down about 6% from last year’s total enrollment, according to a snapshot released Monday by the Centers for Medicare and Medicaid Services ...



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