HHS Lowers Obamacare Out-Of-Pocket Maximum in Rule for 2022 (2)

The Department of Health and Human Services released Friday a final rule that lowers the maximum out-of-pocket expenses for Obamacare enrollees by $400 from what it originally projected last year.

The rule sets the pay structure and other policies for Obamacare plans in 2022. Patients’ cost-sharing—deductibles, co-payments, etc.—will be capped at $2,900 for people with self-only coverage between 100% and 200% of the federal poverty level. The cap for self-only coverage is $6,950 for people who make more.

Out-of-pocket costs are a major complaint for many with ACA plans. Lower out-of-pocket costs typically come with higher premiums. The American ...