US Workers Lose Hope in Secure Retirement, Foresee Benefits Cuts

April 21, 2026, 10:01 AM UTC

Fewer workers and retirees are confident they will have enough money to live comfortably in retirement, according to a survey that also showed persistent concern about potential government changes to the retirement system.

The annual retirement confidence surveyfrom the Employee Benefit Research Institute and Greenwald Research found 61% of workers said they are very or somewhat confident in having enough money in retirement, down 6 percentage points from a year ago. Confidence among retirees fell 5 percentage points over the past year to 73%.

The survey of 2,052 Americans underscores growing concerns in the retirement industry that many workers ...

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