Unum, Provident Owe Disability Pay After Doctor’s Hard Pregnancy

A doctor who experienced fatigue and endurance issues after a difficult pregnancy is entitled to disability benefits from Unum Life Insurance Co. of America and Provident Life & Accident Insurance Co., a federal judge ruled.

The insurers mishandled the doctor’s claim by failing to consider the specific demands of her job as a pediatric dermatologist and by overemphasizing her ability to do other activities, Judge Judith E. Levy said Tuesday for the US District Court for the Eastern District of Michigan. Levy ruled for the doctor on her claim for Employee Retirement Income Security Act plan benefits and instructed the ...