BGOV Bill Summary: H.R. 3799, Employer Health Insurance Options (1)

Employers would have more options to provide health insurance that doesn’t have to meet certain coverage rules and may come at a lower cost under an expanded version of H.R. 3799.

The bill incorporates four committee-approved measures that would:

• Codify a rule allowing employers to subsidize individual health insurance coverage through a health reimbursement arrangement (HRA).
• Expand access to association health plans (AHP) for businesses and self-employed workers.
• Prevent stop-loss insurance from being regulated as health insurance.
• Require the Treasury Department to notify employers about flexible tax-advantaged health insurance options.

The bill aims to give businesses more flexibility to ...