As Covid-19 becomes part of regular life, health insurers anticipating losses are becoming less accommodating than they used to be, a change that will hit unvaccinated people the hardest.
Wide vaccine availability has caused some insurance companies to begin charging patients copays and deductibles for Covid-19 care that they waived at the beginning of the pandemic.
“The policy change affects everyone equally in theory, but unvaccinated people are more likely to end up in the hospital,” said Cynthia Cox, a vice president at Kaiser Family Foundation and director of its Program on the Affordable Care Act.
In August, KFF and ...