Hartford Beats Long Covid Patient’s Disability Benefits Suit

A hospice worker failed to prove that Hartford Life and Accident Insurance Co.’s denial of her disability benefits was “arbitrary and capricious,” although she presented credible evidence that she suffers from long Covid, a federal Wisconsin judge said.

The case decided April 4 in the US District Court for the Western District of Wisconsin highlights the difficulty patients often have in overcoming the limits of case law under the Employee Retirement Income Security Act. The law grants broad discretion to insurance plans and typically limits the submission of new evidence, and long Covid patients in particular have struggled to provide ...