Capital One Exits Mortgage Origination Business, Cuts 1,100 Jobs

Nov. 8, 2017, 1:36 PM UTC

Capital One Financial Corp. will stop originating mortgage and home-equity loans after competition made it difficult for the businesses to be profitable.

The company will cut 905 jobs across offices in Plano, Texas; St. Cloud, Minnesota; and Melville, New York, as part of the move, according to an internal memo. It’s also eliminating about 200 jobs at a call center in an unrelated move. Capital One had about 50,400 employees as of Sept. 30, according to a regulatory filing.

“These businesses are in a structurally disadvantaged position, given the challenging rate environment and marketplace,” Sanjiv Yajnik, president of financial services ...

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