Synchrony Bank Debt Collector Faces Consumer Class

A consumer suit alleging Synchrony Bank’s debt collection agency sent illegal collection notices may proceed as a certified class action, the Sixth Circuit affirmed July 30.

The notices created the risk of real harm that the recipients wouldn’t be able to confirm that they owed the debts sought by the collector before paying them, the U.S. Court of Appeals for the Sixth Circuit.

That is a sufficiently concrete injury to give plaintiffs standing to sue in federal court, Judge Helene N. White said.

Wilbur Macy and Pamela J. Stowe had Synchrony Bank credit card accounts that were referred ...