Kohl’s Customer Wins New Shot at Debt-Collection Lawsuit

A customer who defaulted on his Kohl’s Department Stores Inc. private-label credit card convinced the Second Circuit on Friday to revive a lawsuit he brought against the debt collector, Credit Control LLC, for allegedly violating the Fair Debt Collection Practices Act through a letter.

Michael Bryan received a letter from Credit Control, a debt collector under the FDCPA, that mentioned Kohl’s but not the company that actually owned the debt, Capital One. Bryan sued on behalf of himself and a class, saying the company violated 15 U.S.C. Section 1692g, which requires disclosure of “the creditor to whom the debt is ...