Experian Can’t Parry Claim of Willfully Giving Defunct Bank As ‘Source’ of Data

Because a jury could decide that Experian was objectively unreasonable in reporting the wrong “source” for negative information on credit reports from a defunct bank whose accounts were being handled exclusively by a third-party servicer, Experian was not entitled to summary judgment against claims that it willfully violated the Fair Credit Reporting Act, according to a May 30 opinion from the U.S. District Court for the Eastern District of Virginia (Dreher v. Experian Information Solutions Inc., E.D. Va., 3:11-cv-00624-JAG, 5/30/13).

Challenged Conduct.

Michael Dreher, in a class action against Experian Information Solutions, Inc., alleged that ...