Pro Se Plaintiff Can Maintain FCRA Litigation Against Equifax

A pro se Pennsylvanian alleging denial of loans because of false information in his credit report can maintain a claim against Equifax under the Fair Credit Reporting Act (FCRA) on the accuracy and reasonable reinvestigation of an entry on his credit report, according to a nonprecedential opinion by the U.S. Court of Appeals for the Third Circuit (Schweitzer v. Equifax Information Solutions LLC).

Challenged Conduct

Schweitzer, who had previously declared bankruptcy, filed suit in Pennsylvania court alleging Equifax had violated the FCRA, 15 U.S.C. §1681 et seq.

Equifax allegedly failed to follow reasonable procedures to maintain the ...