Experian Parries Bankrupt’s FCRA Claim

Because a bankrupt provided no evidence that his credit report inaccurately did not reflect his discharge and could offer no admissible evidence that creditors saw inaccuracies and denied credit on that basis, Experian is entitled to summary judgment against the debtor’s Fair Credit Reporting Act claim, according to a June 24 opinion from the U.S. District Court for the Northern District of Illinois.

Joseph Giacalone, Jr., alleged that Experian PLC violated the Fair Credit Reporting Act (FCRA), 15 U.S.C. §1681
et seq., when it failed to reflect that his debts were discharged in bankruptcy on his ...