Revolut EU Unit’s Capital Buffer Raised the Most by Watchdog

Nov. 18, 2025, 3:50 PM UTC

Revolut Ltd.’s unit in the European Union had its individual capital requirement raised by the most among all lenders directly overseen by the region’s banking regulator.

The European Central Bank lifted Revolut Holdings Europe UAB’s Pillar 2 Requirement for next year to 4.5% of its risk-weighted assets from 3.7% in 2025, according to data published on the watchdog’s website on Tuesday.

The measure reflects risks individual lenders take, and the one for the unit of the London-based fintech firm was already the highest for any bank under direct ECB supervision. The average for the more than 100 banks overseen ...

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