OpenAI, Plaid to Bring Tailored Financial Guidance to Masses (1)

May 15, 2026, 5:28 PM UTC

OpenAI is partnering with Plaid Inc. to give consumers using ChatGPT personalized financial advice based on data they share with the tech companies.

ChatGPT, the best-known artificial intelligence platform among consumers, has until now been able to provide only generic recommendations: “automate your savings” or “reduce takeout to once a week.” It’s been lacking a window into consumers’ actual financial lives to offer more tailored guidance.

That’s where Plaid comes in. Since the majority of US consumers have linked a bank account to a fintech via Plaid, access to those data feeds would give ChatGPT the ability to offer wide-ranging ...

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