Missed Student-Loan Payments to Hit Super-Prime the Hardest (1)

Consumers with the most stellar of credit scores are poised to see the biggest hits to their ratings once late student-loan payments return to credit reports come January.

Super-prime borrowers — those with credit scores above 780 — who miss student-loan payments will see their scores slip 129 points on average, according to data compiled by reporting firm TransUnion. That’s more than the expected hit to other borrowers. A lower score can have ripple effects for both consumers and lenders, including customers’ ability to access additional credit.

“It means that if they’re applying for new loan products, they may ...