FICO to Directly License Credit Scores to Mortgage Resellers (2)

Oct. 2, 2025, 8:45 PM UTC

Fair Isaac Corp. will now sell credit scores directly to mortgage resellers, a move that sent shares of third-party credit bureaus plunging.

Through a new program, mortgage resellers will be able to calculate and distribute credit scores directly to customers, reducing their reliance on credit bureaus. This will bring more price transparency and savings for mortgage lenders, mortgage brokers and other industry participants, FICO said in a statement.

Shares of credit-reporting bureaus TransUnion and Equifax Inc. each fell more than 8% on Thursday. FICO shares were up 18% at the close after posting a 32% surge, the biggest intraday ...

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