Credit Risk for Big Bank Loans Still Moderate, US Regulators Say

Credit risk associated with large, syndicated bank loans remains moderate, US bank regulators said Monday, noting the trends reflect higher interest expenses and other macroeconomic factors.

The 2025 Shared National Credit Program Report, which was released by the Federal Deposit Insurance Corp., Federal Reserve and Office of the Comptroller of the Currency, included 6,857 borrowers totaling $6.9 trillion in commitments, an increase of 6% from a year ago.

Regulators said the percentage of loans that deserved close attention decreased from 9.1% to 8.6% year over year. The Fed, FDIC and OCC said the decline is primarily due ...