Credit-Card Billionaire Emerges With Ally’s Latest Subprime Bet

Feb. 19, 2020, 5:51 PM UTC

The Great Recession a decade ago left the finances of millions of Americans in tatters, but times were good for CardWorks founder Don Berman.

“We’ve been able to ride very successfully through the economics swings and really take advantage of opportunities when they present themselves,” he said Wednesday on a conference call after Ally Financial Inc. agreed to buy his firm, a credit-card lender focused on people with patchy credit.

Today, more than three decades after founding the company, he’s poised to cash out as a billionaire. Ally, the biggest U.S. auto lender, plans to acquire CardWorks for $2.65 ...

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