Banks, Fintechs Get Full Appeals Court to Review Colorado Law

Banks and financial technology companies will get a second chance to persuade a federal appeals court to throw out Colorado’s law barring out-of-state banks from issuing loans that violate the state’s interest rate caps.

The full US Court of Appeals for the Tenth Circuit will review a split panel’s November 2025 decision that allowed Colorado’s law to stand, according to an order issued Thursday.

The panel’s decision overturned a lower court’s 2024 preliminary injunction that blocked Colorado’s interest rate law. Signed by Gov. Jared Polis (D) in 2023, the measure opted the state out of the 1980 Depository Institutions Deregulation ...