An insurance company has a duty to indemnify a hotel covered by its insurance policy after a hotel patron contracted Legionnaire’s disease from the hotel’s hot tub and subsequently died, the U.S. District Court for the Middle District of Florida held Oct. 11 (Westport Insurance Corp. v. VN Hotel Group LLC, M.D. Fla., 6:10-cv-22-Orl-28KRS).

Judge John Antoon II determined that neither the “Pollution Exclusion” or the “Fungi or Bacteria Exclusion” in the hotel’s policy applied to bar coverage.

Legionella Bacteria Were in Tub.

Paul Walker was a guest at the Quality Suites Hotel owned by VN Hotel...