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Backup Plan for Small Business Health Insurance Awaits Test (1)

Sept. 19, 2019, 9:47 AMUpdated: Sept. 23, 2019, 2:42 PM

North Carolina’s new law increasing access to a type of small business group health insurance includes a fail-safe that might interest other states.

In order to succeed, however, it must navigate the complex intersection of federal health and employment laws.

North Carolina’s association health plan law comes as the fate of the Trump administration’s attempt to make it easier for small businesses to band together to offer health insurance rests in the hands of a federal appeals court.

Fearing the federal rule’s defeat, North Carolina’s law has a built-in backup plan that asks the state Insurance Department to consider creating...

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