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Widow Wins $190,000 in Benefits Despite Husband’s Alcohol Use

June 9, 2021, 2:55 PM

Hartford Life & Accident Co. owes $190,000 in supplemental life insurance benefits to the widow of a man who suffered from alcohol dependence before he died of esophageal cancer, a federal judge in Kentucky ruled.

Hartford paid Gary Campbell’s widow $10,000 in basic life insurance benefits after his 2016 death but denied her request for supplemental benefits, reasoning that Campbell’s diagnosis of alcohol dependence meant he shouldn’t have been approved for supplemental coverage. According to Hartford, the Campbells misrepresented his health status by checking “no” on a questionnaire asking whether he’d been diagnosed with or treated for drug or alcohol ...

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