Bloomberg Law
March 10, 2022, 6:44 PMUpdated: March 10, 2022, 9:10 PM

Crypto-Funded 401(k)s Merit Caution, Labor Department Warns (1)

Austin R. Ramsey
Austin R. Ramsey
Reporter

The U.S. Labor Department is urging workplace retirement plan officials to exercise “extreme care” as they consider cryptocurrency investments.

DOL’s Employee Benefits Security Administration issued a compliance assistance notice Thursday cautioning against cryptocurrency assets in 401(k) plans. The agency said it will launch an investigative program to ensure that plans offering them are adequately protecting the interests of plan participants and beneficiaries.

Digital currencies are speculative and volatile investments, the benefits agency said. Decentralization makes it difficult for plan officials to properly track and evaluate their performance while putting enormous pressure on record-keeping and custodial firms to ensure the non-fiat ...

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