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Hartford’s Delay in Deciding Disability Claim Revives Lawsuit

June 7, 2022, 3:52 PM

Hartford Life & Accident Insurance Co. must face a prostate cancer patient’s lawsuit seeking disability benefits after the Second Circuit ruled Tuesday that the insurer failed to provide a final decision on his benefits claim within the required 45-day period.

Hartford’s April 2020 letter informing John McQuillin that it had “overturned” its original decision denying benefits wasn’t the final word on McQuillin’s claim and thus didn’t satisfy the insurer’s legal obligation to issue a determination within 45 days of his appeal, the US Court of Appeals for the Second Circuit said. This failure means McQuillin is excused from exhausting his ...